Credit Card Review: Huntington Voice

Huntington Voice Credit Card

The Hunting Voice credit card has been generating a lot of buzz lately because of its unique reward program. This new card offers consumers the ability to choose between different reward options on a quarterly basis or a lower interest rate. We have broken down how this card works so you can decide if it might be right for you.

Earning Rewards:

Option 1 – Three points for every dollar spent on your choice of one of 13 categories, for up to $2000 spent per quarter in the category. One point for every dollar spent on all other purchases.

Categories include apparel/soft goods, gas, grocery, home improvement, office supply, discount stores, Walmart, department stores/electronics, travel & entertainment, sporting goods, restaurants, pharmacy, and utilities. Users can change their category each quarter.

Option 2 – A 3% lower interest APR


Perks:

- No foreign transaction fees
- No annual fees
- No penalty rate
- A late payment grace period of one day

Stipulations:

Huntington Bank is only offering this credit card to existing customers.

Other Details: 

Huntington offers a similar card which offers a 3% lower APR (similar to Option 2), but with no rewards program.

Card users have three different design options for Huntington Voice credit card: gray, green, or Ohio State University.

To truly determine if this card is right for you, use it in conjunction with the Reward Summit app, which helps you choose the best reward credit card in your wallet with every purchase for maximum reward points. 

 

By : Kelly Davis /October 23, 2013 /Credit Card Review /Comments Off

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